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Buying a property in Poland.

Buying a property in Poland typically involves several steps and legal procedures. General to buy a property in Poland you have to know your budget, preferred location, property type (apartment, house, land, etc.) and any specific features or amenities you desire.

Find a reliable real estate agent or a property developer who can help you navigate the market, provide guidance, and assist with the property search. Work closely with your agent to identify suitable properties that meet your requirements. You can also browse online property portals, classified ads, or local newspapers for listings.

Once you find a property of interest, schedule a visit to inspect it thoroughly. Check the condition, amenities, legal documentation, and any potential issues. It’s advisable to hire a professional property inspector to ensure a comprehensive assessment. Engage a qualified lawyer specializing in real estate to conduct legal due diligence. This includes verifying the property’s ownership, checking for any outstanding debts or liens, reviewing the land registry, and ensuring compliance with zoning regulations.

If you’re satisfied with the property and its legal status, your lawyer will help you draft a purchase agreement (umowa przedwstępna) or a preliminary contract. This contract outlines the terms and conditions of the sale, including the purchase price, payment schedule, and any special clauses.

It’s common practice in Poland to obtain an independent property valuation to ensure the purchase price is fair. This step is optional but can provide additional assurance.

If you require financing, approach banks or mortgage lenders to explore loan options. Prepare necessary documentation, such as proof of income, identification, and property details, to support your loan application.

Once all the necessary approvals and financing are in place, the final sale contract (umowa sprzedaży) will be prepared. This contract is signed in the presence of a notary public (notariusz) and typically requires the buyer to pay a deposit.

On the agreed completion date, the remaining balance is paid, and the property ownership is transferred. The notary oversees the signing of the final contract and registers the property transfer with the appropriate land registry. After the purchase, you’ll need to handle various administrative tasks, such as transferring utilities, obtaining property insurance, and updating your address with relevant authorities.

If you have any additional questions, please contact with our REAL KRK Team. We are here, to help you.

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